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Home Purchase Assistance Program

The Home Purchase Assistance (HPAP) program provides interest-free loans and closing cost assistance to qualified applicants to purchase single family houses, condominiums, or cooperative units in the District. The loan amount is based on a combination of factors, including income, household size, and the amount of assets that each applicant must commit toward a property’s purchase. The loan is subordinate to a private first trust mortgage, and HPAP does not accept seller-backed mortgage financing.

HPAP Funds Availability

This dashboard shares the amount of Home Purchase Assistance Program (HPAP) funds that are available for Fiscal Year 2024 (FY24) which begins on October 1, 2023.  

Update: As of January 11, 2024, all available funds for the Home Purchase Assistance Program (HPAP) have been reserved. No more reservations will be accepted at this time. Further updates for the program will be forthcoming and will be posted on this page.



If you have not yet applied for HPAP or received a Notice of Eligibility, or have any other questions, please contact your Housing Counselor or visit Eligibility/How to Apply for more information.

Eligible applicants can receive a maximum of $202,000 in gap financing assistance and an additional $4,000 in closing cost assistance. The HPAP loan for borrowers with incomes below 80 percent of the median family income (MFI) is deferred until the property is sold, refinanced to take out equity, or is no longer their primary residence. Moderate-income borrowers who earn between 80 percent and 110 percent MFI will have payments deferred for five years with a 40 year principal-only repayment period.

The maximum first trust loan amount cannot exceed the Federal Housing Administration’s (FHA) conventional conforming loan limit.

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