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Lenders for Inclusionary Units

Potential homebuyers who are selected from the inclusionary zoning (IZ) unit lotteries held by the DC Department of Housing and Community Development (DHCD) must secure financing to complete the purchase. Buyers may use any lender qualified to do business in the District, and while DHCD does not endorse any of them, the following lenders are willing to provide purchase money for Inclusionary Units:

Phyllis Michaels, Sr. Mortgage Banker
NMLS: #1584433
Monarch Mortgage, A Division of Blue Ridge Bank, N.A. 
1 Research Court, Suite 345
Rockville, MD 20850
Direct: (240) 743-9709
[email protected] 

Lola Pol, Mortgage Loan Officer
NMLS: #192773
Capital Bank
3800 12th Street NE
Washington DC 20017
Direct: (301) 518-6333
Office: (202) 609-9532
eFax: (844) 409-2356
[email protected]

Armando Santiago, CRA Mortgage Loan Officer
NMLS: #689418
M&T Bank, Mortgage Division
6304 Kirby Road
Clinton, Maryland 20735
Cell Phone: (301) 256-5776
[email protected]

Noel A. Shepherd, Vice President/Mortgage Sales Manager
Fulton Mortgage Company, A Division of Fulton Bank
MD Office: 7505 Greenway Center Dr., Suite 101, Greenbelt, MD 20770
VA Office: 625 Elden St, Herndon, VA 20170
Baltimore Office: 820 N. Wolfe Street, Baltimore, MD 21205
Direct: (202) 642-4305 Ext. 18163 | Cell: (703) 855-6965
[email protected]

Sean Watson, Mortgage Consultant
NMLS: #1121578
Prosperity Home Mortgage
8737 Colesville Road
Silver Spring MD 20910
Cell: (215) 307-5031
Office: (301) 587-1716
[email protected]

Rom Catlett, Home Lending Officer
NMLS: #722340
Citibank Home Lending
Phone: (571) 291-5477
[email protected]

Dawn Cree-Mosby, Primary Residential Branch Manager
NMLS: #227416
Mosby Mortgage Advisor Group
Phone: (443) 326-4127
[email protected]