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Homeowner Assistance Fund (HAF)

About HAF

Through the American Rescue Plan, the United States Treasury will make available to the District at least $50 million in Homeowner Assistance Funds (HAF)

Treasury made initial payments from the HAF available to the District in an amount equal to 10% of the total amount allocated to DC (or $5 million). No more than 50% of this initial payment is permitted to be used for planning, community engagement needs assessment and administrative expenses. Treasury encouraged HAF participants to use these initial payments to create or fund pilot programs to serve targeted populations and to focus on programs that are most likely to deliver resources most quickly to targeted populations, such as mortgage reinstatement programs.


The DC Department of Housing and Community (DHCD) has recently launched a Homeowner Assistance Fund Pilot Program (HAF-Pilot). The pilot program can help income-qualified District homeowners facing financial troubles because of the COVID-19 pandemic who:

  • Own a condominium in DC in zip codes 20019, 20020, 20024, and 20032; and
  • Bought it using down payment and/or closing cost assistance from DHCD; and
  • Are behind on their mortgage or other property-related payments (such as condo fees, property taxes, and homeowner insurance).

The goal is to help eligible homeowners keep their homes and because the support comes in the form of a grant, it does not need to be paid back.

What are the income limits for the program?

FY 2021 HAF Income Limits Summary for Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area
  1-Person 2-Person 3-Person 4-Person 5-Person 6-Person 7-Person 8-Person
Greater of 100% AMI or 100% U.S. Median Income


$103,200 $116,100


$139,350 $149,650 $160,000


How do I apply?

Learn more about the program and eligibility requirements below. DHCD is now accepting applications.

You will be asked to create an account in the DC Homeowner Assistance Fund Portal before you answer a brief series of screening questions to determine if you can apply for the program at this time. We will use this information to keep in touch with you as the program continues.

If you pass the screening questions, you will continue your application in the portal.

Apply Now

You can also call 202-540-7407 or email [email protected] for more information.

What if I need help with my application?

Please call 202-540-7407 to schedule a virtual or in-person appointment now with a certified housing counselor. Your counselor can help you fill out your application and gather the required documents. They will also help determine if you are eligible for the program. If you are eligible, they will finalize and send your application to DHCD for review.

What if I don’t live in one of the pilot zip codes?

The pilot program is starting with specific zip codes because they include areas of the city with the lowest average income in the District and are most vulnerable to losing their homes. We anticipate the program will expand at a future date. Please check this website page for future information.

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