Applicants seeking to purchase an Inclusionary Zoning (IZ) Unit or Affordable Dwelling Unit (ADU) must secure financing to complete the purchase. Buyers may use any lender qualified to do business in the District. If you’re not sure where to begin, check with your own bank or credit union, or ask friends or family who have had a good purchase experience for their recommendations. Additionally, the following lenders are willing to provide mortgages for IZ units or ADUs and have attended a training session on the programs. 

Dawn Cree-Mosby, Branch Manager
NMLS: #227146
Supreme Lending
Mobile: (443) 326-4127
[email protected]

Jean-Jacques Ellong, Senior Mortgage Loan Originator
NMLS# 660192
Homespire Mortgage
Mobile: (301) 335-4766, Direct: (240) 558-1040
[email protected]

Vernon Kelley, Mortgage Loan Officer
NMLS# 575139
PNC Bank
Mobile: (202) 423-1668
[email protected]

Jeff Lobel, Vice President, Mortgage Lending
NMLS# 145051
Guaranteed Rate Affinity
Direct: (301) 775-3456
[email protected]

Lola Pol, Mortgage Loan Officer
NMLS: #192773
Capital Bank
Office: (202) 609-9532
[email protected]

Armando Santiago, CRA Mortgage Loan Officer
NMLS: #689418
MECU Credit Union
Mobile: (410) 241-6571
[email protected]

Noel A. Shepherd, Senior Mortgage Loan Officer
NMLS: #313280
Fulton Mortgage Company
Mobile: (202) 642-4305
[email protected]

A. Alexis Vining, Branch Manager
NMLS: #1014695
Homeside Financial
Mobile: (571) 992-9998
[email protected]

Shawn Wilson, Sales Manager
NMLS: #175597
New American Funding
Mobile: (443) 540-6069
[email protected]

Rom Catlett, Home Lending Officer
NMLS: #722340
Citibank Home Lending
Mobile: (571) 291-5477
[email protected]

Note: The Department of Housing and Community Development (DHCD) provides this list as a courtesy. These lenders have requested to be listed on our website, but DHCD does not endorse any of these lenders and holds no responsibility for which lender you decide to use.