DHCD, through a network of DC community-based organizations, provides counseling services for homeowners who are behind in their mortgage payments, or who are subject to foreclosure.
In addition, the following information has been compiled to provide resources on avoiding foreclosure.
District of Columbia Resources
DCHFA Reverse Mortgage Insurance & Tax Payment Program (ReMIT)
ReMIT prevents qualified homeowners from losing their homes due to non-payment of tax and insurance required in the terms of the loan.
|Information targeted to District residents who may be facing foreclosure.|
Consumer Financial Protection Bureau (CFPB), Federal Housing Finance Agency (FHFA), and HUD partner to assist homeowners and renters during the coronavirus pandemic.
|The Homeownership Preservation Foundation||Information on foreclosure assistance. Can also call 888-999-HOPE.|
|United States Department of Housing and Urban Development (HUD)||Information on approved housing counseling agencies and how to avoid foreclosure.|
|Freddie Mac||Information on obtaining homeownership and avoiding foreclosure.|
|NeighborWorks® America||Information on foreclosure solutions and NeighborWorks® organizations.|
|HOPE NOW||Information on the foreclosure prevention effort between counselors, investors, and lenders.|
|Fannie Mae||Information on homeownership and foreclosure prevention.|
|Federal Housing Administration||Information on foreclosure prevention. CFPB, Federal Housing Finance Agency (FHFA) , and HUD partner to assist homeowners and renters during the coronavirus pandemic.|
|The Federal Reserve Board||Information on general loan products and foreclosure prevention.|
|Federal Trade Commission: Bureau of Consumer Protection||Information on general real estate and mortgage information, credit, loans, and credit repair. Homes & Mortgages information|
|Making Home Affordable Program||
Information on refinancing into more affordable monthly payments; includes a program for those struggling to make mortgage payments due to unemployment.
|Loan Modification Scam Alert Web Page||Information on loan modification scams.|